The Influence of Non-Performing Loans on Profitability at Bank Rakyat Indonesia Persero Tbk

نویسندگان

چکیده

The purpose of this study is to obtain developments what extent the influence Non-Performing Loans (NPL) on Profitability (ROA). method used in research descriptive and verification by testing hypothesis. From results, data analysis shows that variable X or non-performing loans profitability 70.4% remaining 29.6% influenced other variables not tested study. Besides t-table still area HO rejection, so rejected H1 accepted, it can be concluded have a significant effect (ROA) at PT. Bank Rakyat Indonesia, Tbk. Therefore, through Tbk expected increase profit value taking into account NPL analysis.
 Keywords: (NPL); (ROA); Bank; hypothesis; Profit
 Abstrak
 Tujuan penelitian ini adalah untuk memperoleh perkembangan sejauh mana pengaruh Non Performing Loan terhadap Profitabilitas Adapun metode yang digunakan pada deskriptif dan verifikatif dengan melakukan uji hipotesis. Dari hasil analisis menunjukkan bahwa Pengaruh variabel atau non perfoming loan sebesar 70,4% sisanya 29,6% dipengaruhi lain tidak diuji dalam ini. Selain itu t-tabel masih berada didaerah penolakan maka ditolak diterima, sehingga dapat disimpulkan berpengaruh signifikan Oleh sebab itu, melalui diharapkan meningkatkan nilai laba memperhatikan NPL.
 Kata Kunci: Kredit bermasalah Hipotesis; Laba

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ژورنال

عنوان ژورنال: Jurnal Ilmu Keuangan dan Perbankan: JIKA

سال: 2023

ISSN: ['2655-9234', '2089-2845']

DOI: https://doi.org/10.34010/jika.v12i2.8303